https://firstnoticeresearch.com/ The residential program market, and what each move means. Launches, capacity deals, rate orders, ratings and litigation, all from public sources, all linked. en-us Mon, 07 Sep 2026 12:00:00 +0000 https://firstnoticeresearch.com/issues/issue-6/ https://firstnoticeresearch.com/issues/issue-6/ Mon, 07 Sep 2026 12:00:00 +0000 Thirteen items from August 31 to September 7, across capacity, market entries, rate and regulatory action, and litigation. Allstate files to reopen California homeowners new business after nearly four years, Texas declares price optimization illegal by bulletin, California's Legislature adjourns without voting on its wildfire liability bill, Florida Citizens sends 45,000 non-renewal notices, Aon Securities counts a record $23 billion of sidecar capital, and Los Angeles County sues State Farm. No residential product launch cleared the bar. https://firstnoticeresearch.com/issues/issue-5/ https://firstnoticeresearch.com/issues/issue-5/ Mon, 31 Aug 2026 12:00:00 +0000 Eleven items from August 24 to August 31, across capacity, market entries, and rate and regulatory action. Bamboo Insurance files to take a homeowners managing general underwriter public, Hippo adds fourteen states, American Coastal halves its Florida first-event retention, Conning counts seven straight accident years of adverse development in fronting, Texas gives its insurance department until September 14 to answer a 79% run of homeowners increases, and the California FAIR Plan cuts renewal commissions to 3%. No new residential product launches cleared the bar. https://firstnoticeresearch.com/issues/issue-4/ https://firstnoticeresearch.com/issues/issue-4/ Mon, 24 Aug 2026 12:00:00 GMT Eight items from August 17 to 24: Orion180 files to take a pure-play excess-and-surplus homeowners carrier public, S&P Global puts the segment at $4.14 billion, RockRose Risk raises venture money for California wildfire cover, Allstate's aggregate catastrophe load reaches $2.402 billion, RenaissanceRe's third-party capital reaches $8.54 billion, and a racketeering suit targets a Texas wind pool's claims handling. https://firstnoticeresearch.com/issues/issue-3/ https://firstnoticeresearch.com/issues/issue-3/ Mon, 17 Aug 2026 12:00:00 GMT Eight items from August 10 to 17: a record Florida quarter at American Integrity, Kin's two reciprocal exchanges past $701 million of premium in force, Thoma Bravo's $4 billion agreement for Accelerant, an Amynta acquisition and a Texas carrier's retreat, an A.M. Best upgrade, and national homeowners rate approvals down to about 1.8% through July. https://firstnoticeresearch.com/issues/issue-2/ https://firstnoticeresearch.com/issues/issue-2/ Mon, 10 Aug 2026 12:00:00 GMT Twelve items from August 3 to 10: second-quarter results across six homeowners and specialty carriers plus a fronting carrier, Allstate's shift of Florida homeowners cover toward catastrophe bonds, two high-value-home launches, softening rates in Louisiana, and surging non-renewals in Washington. https://firstnoticeresearch.com/issues/daily-2026-07-27/ https://firstnoticeresearch.com/issues/daily-2026-07-27/ Mon, 27 Jul 2026 12:00:00 GMT Covering July 21 to 27. AM Best turned negative on Safety Insurance on July 15; nine days later Mapfre agreed to buy the company for $1.54 billion at a 44 percent premium. Chubb bought more cheap reinsurance on purpose, and Florida's admitted carriers cut landlord rates to take back share. https://firstnoticeresearch.com/issues/issue-1/ https://firstnoticeresearch.com/issues/issue-1/ Mon, 27 Jul 2026 11:00:00 GMT Sixteen items from the residential program market: roughly $875M of capacity moves, five product launches, a sidecar that just became permanent infrastructure, and a claims-conduct storm around the industry's biggest name.